You’re probably familiar with phishing emails, where a scammer claims to be from your bank or a government agency and tries to trick you into giving them personal information. Well, the same type of fraudulent activity is also happening via text message.
You might see a text on your phone asking you to click a link and visit a website to “unlock” or “verify” your account. Don’t do it! The scammers could be after your password, account number, or Social Security number. Other strategies scammers use to “rope you in” include a promise of free prizes, gift cards, or coupons; an offer of a no-interest or low-interest credit card; or a promise to help you pay off your student loans.
Scammers may also send text messages that say something like this: