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It can sometimes be tricky to spot work-from-home scams since they often appear alongside legitimate opportunities on popular job-search websites. But it’s important to educate yourself to avoid losing money instead of gaining a job.


The median loss for work-from-home scam victims is about $1,200, according to the Better Business Bureau’s BBB Scam Tracker. Federal officials have raised alarms about such scams spiking amid the coronavirus shutdown, as millions of people who’ve lost jobs search for new ones.


Common ploys invite you to earn money by stuffing envelopes, processing billing forms, filling out online surveys, doing typing or data entry, or assembling crafts. The common thread is that you’ll be asked to pay something upfront for supplies, certifications, coaching, or client leads. In return you may get a bunch of useless information. Or you may get nothing at all.


Additional warning signs include an ad that claims no skills or experience are required and offers high pay for little or no work, and a company that promises a surefire business opportunity that will pay off quickly and easily.


Here’s what to do if you’re looking for a work-from-home job:

• Check out the company offering the job with your state consumer protection agency as well as the Better Business Bureau in your community and the area where the company is located.
  
  
  
• Learn about the FTC’s Business Opportunity Rule, which requires companies to disclose key information about business opportunities they are selling, to provide references, and to back up claims about how much you can earn.
  
  
  
• Ask detailed questions about how you’ll be paid, who will pay you, and when will the payments begin.
  
  
  
• Don’t assume a work-at-home offer is on the level because you saw it in a trusted newspaper or on a legitimate job website. It could still be a scam. If you spot a suspicious listing, report it to the publication or site.
  
  
  
• Keep in mind that fake work-at-home sites are full of fake personal stories of people making thousands of dollars a month because they took advantage of this amazing opportunity.

To learn more, visit www.consumer.ftc.gov/topics/working-home.

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Question: Sometimes it seems to take forever to find the exact information I need on Google. How can I do a search that’s more efficient?

Answer: To increase the efficiency of your searches, try these techniques:

1. Use quotation marks.
   When searching for something specific, try using quotation marks to minimize the guesswork for Google search. When you put your search parameters inside quotation marks, it tells the search engine to search for the whole phrase.
   
   For instance, if you search for Puppy Dog Sweaters, Google will search for content that contains those three words in any order. However, if you search “Puppy Dog Sweaters,” it will search for that phrase exactly as you typed it. This can help locate specific information that may be buried under other content if not sorted out correctly.
   
   
2. Use a hyphen to exclude words.
   Sometimes you may find yourself searching for a word with an ambiguous meaning. An example is Mustang. When you Google search for Mustang, you may get results for both the car made by Ford or the horse. If you want to cut one out, use the hyphen. When you enter Mustang – cars,” it tells the search engine to search for mustangs but to remove any results that have the word car in it. This tip can save you lots of time when doing searches.
   
   
3. Use a colon to search specific sites.
   There may be an instance where you need to Google search for articles or content on a certain website. For example, if you enter Wayne Gretzky site:nhl.com, Google will search for all content about the famous hockey player, but only on NHL.com. All other search results will be removed.
   
   
4. Use the asterisk wildcard.
   When you use an asterisk in a search term on Google search, it will leave a placeholder that may be automatically filled by the search engine later. This is a brilliant way to find song lyrics if you don’t know all the words.